budgeting

biblical investing : the prudent see danger and take refuge, but the simple keep going and pay the penalty. ~proverbs 22:3 (NIV)~ 

Why must I start today?

today's investments meets tomorrow's needs.

Three types of income

Earned income
Passive income
Portfolio income

keep minding your own business,keep being true to your dreams and all your dreams will come true ~

unit trust

What is unit trust? Well novices, it's a pool of money managed by professionals.

line up your ducks b4 investing

what is takaful?

it is stemmed from the arabic word kafala. whereby it means to guarantee or to protect

it is a mutual assistance

mutual help of a group to support the needy through contribution to a fund under system of aqila

happy birthday!

wishing our team member HAPPY BIRTHDAY! 

and many happy returns of the day! 

we hope to receive more posts from you! :P

Adopting Frugal Lifestyle

Frugality this February

I presume being frugal is a skill we all need to work on vigorously. as the holidays are coming to an end, and as the dismay of the monthly payments setting in, it is time for us to practice frugality this february. Therefore it simply means free spending and buying unwanted things has to be thrown out the window. Frugality this february is a month to avoid buying things you don't need. 

i.e luxury meals at restaurants, gadgets, shoes (ladies especially) and other desired items are actually things of no return on investment. :P

Given that with our rising inflation, much emphasis has to be given on saving money and buying items that are of importance. 

Here are some guidelines to follow:-

NO SHOES, HANDBAGS (LADIES), CLOTHES, MAGAZINES, BOOKS, DVDS.

DO YOU REALLY NEED TO DINE OUT ALL THE TIME?

NO COSMETICS

SET UP BUDGET FOR FEBRUARY

HAVE YOU FILED YOUR TAXES?

SPEND SOME QUALITY TIME AT HOME THIS VALENTINE

Keep saying No to unwanted things this FEBRUARY. 

Declaration of distribution and unit split

FUNDS	DIVIDEND (PER UNIT)
PUBLIC ENHANCED BOND FUND	3.00 SEN
PUBLIC MONEY MARKET FUND	2.50 SEN
PUBLIC ISLAMIC OPTIMAL GROWTH FUND	1.25 SEN
PUBLIC INDEX FUND	6.00 SEN