PEOPLE SAY YES U MUST SEE
PEOPLE SAY NO U MUST KNOW
PEOPLE BUYING U SAID SCAM
PEOPLE GET RICH U STILL SAME

Why save in Gold?

If saving RM 20,000 in Fixed Deposit gives you RM 300 per year, that same amount saved in Genneva provides you with RM 4800 per year. 

http://www.genneva-world.com/v2/ - Find out more about genneva via the official website and tell us how Genneva can meet your needs and goals? Genneva is  syariah compliant :) 

Now how it all works :-

Genneva Gold comes with 

Serial Number

Bar Code

Data Dot Security Chip

It is 999(24K) Gold

Gold Prices in Genneva is daily updated at 9.30am and adheres to Gold Bullion Entrepreneurs Associations Malaysia (GBEAM) 

How it works when you purchase? 

Step 1 - Purchase Gold Wafer

• Sign Sales & Purchase Agreement
• Letter of Hibah 
• Certificate of Ownership
• Gold is given to customer

Step 2 - Rewarded with Hibah (Gift) 2% for 3 months

Step 3- Sell back to Genneva and start again with step 1. (this is how you enjoy 24% per annum)

Any questions? 

call Adrian or Seetha @ 014-9154140

Should you track every cent you spend?

It depends on your situation. If you're budgetting first time or learning to track your money, then I think its a good idea to track every cent. 

But you at least need to do it for 3 months to ensure accurate budget.

TRY IT!

Perisai Petroleum

Perisai Petroleum
http://research.maybank-ib.com/pdf/document/Perisai_initiation_20120328_MIB_1508.pdf

Buy (new)
Share price: RM0.87
Target price: RM1.13 (new)

If women didn't exist, all the money in the world would have no meaning - Aristotle Onassis

Genneva Gold Malaysia

Promotion period from 12 March - 20 March 2012
For those who intend to purchase 100g & above will
be rewarded 1 time Hibah of 6%

EPF Dividend History !!!

How are you diversifying your funds? 

Did you know that you could take out portion of your balance in Account 1 for investment, diversifying 

in unit trust funds?

Provident fund is our premier retirement saving which provides financial security for retirement.

With the uncertainties in life, we are ought to know opportunites and  prospects of investments available in this challenging market.

i.e portions of deducted fund from Account 1, can be invested in public mutual funds. 

Did you know? 

For more information kindly leave your email details in comment box ♥

SUPERMAX CORPORATION BHD anyone?

Supermax sees better profit on expansion, higher prices

Moderate Risk Fund Picks!

Abbreviation	Fund Name	Financial Year End	Launch Date
PSF	Public Savings Fund	31-Dec	29-Mar-81
PGF	Public Growth Fund	31-Jul	11-Dec-84
PIX	Public Index Fund	31-Jan	02-Feb-92
PIF	Public Industry Fund	31-Oct	18-Nov-93
PRSF	Public Regular Savings Fund	31-Mar	25-Apr-94
P ITTIKAL	Public Ittikal Fund	31-May	10-Apr-97
PDSF	Public Dividend Select Fund	31-May	03-May-05
PIDF	Public Islamic Dividend Fund	30-Apr	14-Feb-06
PFEDF	Public Far East Dividend Fund	30-Nov	28-Nov-06

For more information kindly leave your email details in comment box ♥

"There is a whole new kind of life ahead, full of experiences. Some call it retirement. I call it bliss.” Betty Sullivan

Q2 Earning

Dialog's quarter 2 earning increased by 15%

Dialog Q2 net profit up on higher revenue

Medical Protection is NOT for those approaching their senior years; Medical Insurance should be considered at a young AGE

Medical Insurance will ensure you received the required treatment. Most importantly it protects your property, savings, and medical bills and frees you from fears of burdening any family or friends. 

As health care expenses rising everyday in Malaysia, I often find many people according to frequent survey's done in Hospitals are not covered by a medical Insurance. However as many of them worry about rising cost of prescription drugs, consultations, hospital stays and X-Rays, but yet adhere to the style of "wait and see attitude" 

I have encountered this with numerous of my own friends, when I ask them do you have an insurance? Their typical answer is NO, "I am planning to sign up for one soon" But when? Then my typical answer would be, could I indulge you more from protection/medical? They go on... Sure, I'll let you know when, or probably soon. This group of people typically dispute the need for medical protection, yet they spend more time researching on a personal loan, home loan or purchasing a car than making critical decisions about Medical Protection.

We conducted Insurance awareness booth in IJN (Institute Jantung Negara). Our Great Eastern booth stood there for 5 whole days. 85% of people/ visitors/ patients we approached are going through live without Medical Insurance whereby risking their financial standing should anything health risks were to happen. 

Malaysia Public Health Institute study showed at least 81% of elderly suffered from chronic ailment. 

Today, CANCER is like SIX DEGREE OF SEPARATION whereby everyone is just six steps away from knowing "a friend of a friend" has CANCER. 

Medical Insurance is NOT for those approaching their senior years. Remember " EVERYONE NEED MEDICAL INSURANCE" 

There are certain group of people believe medical insurance is not necessary because the organization provide one for them. This coverages offered by companies are limited and plans are routinely discontinued when they leave the organization. 

 

Public Mutual declares dividend for 4 funds

Public Index fund 6.25 sen per unit
Public Money Market Fund 2.50 sen per unit
Public Enhanced Bond fund 3.75 sen per unit
Public Islamic Growth Fund 1.50 sen per unit

Dialog Group- Buy

Buy
Share price: RM 2.43
Target price: RM3.05

(Maybank Research)

A continuous growth story into 2012

maintain buy for this stock!