Dialog Group- Buy

Buy
Share price: RM 2.43
Target price: RM3.05

(Maybank Research)

A continuous growth story into 2012

maintain buy for this stock! 

Public Mutual declares dividend for 5 funds

Public Savings Fund

7.50 sen per unit

Public Focus Select Fund
2.00 sen per unit


Public Strategic Bond Fund
3.00 sen per uni


Public Islamic Strategic Bond Fund
3.00 sen per unit


Public Islamic Enhanced Bond Fund
3.00 sen per unit

do you have these skills towards financial freedom?

Track Your Spending

List Your Monthly Expenses

Get you LATE fee waived (credit card) - did you know that they do waive? If only you've made that call. 

Be HARDCORE frugal

Call and lower your ASTRO subscription. Do you really need that many channels when you're struggling to pay it off at month end?

Go for online coupons. Do you know about myDEAL.com.my or Groupons?

Make a GROCERY LIST

Cut down on expenses. Do you really need three pairs of shoes each month?

Get a free fee ATM, don't succumb to paying RM 1 or RM 0.50 per withdrawal

Negotiate when buying new car or used car

LIVE within your means

Be accountable for all your expenses

Take good care of your things, to ensure they last longer. You do that don't you?

Delay gratification

Invent SMART money goals

Have your bills mailed instead of being posted. You could save RM 5 for going paperless

Understand how compounding interest works

Always find routes to lower your interest

Prioritize your debts

Balance transfer your high interest balance to avenues with low interest

Calculate your net worth

Choose flex HOME loans

Smart Saving : Build A Firm Base

SMART SAVING!

Before you do anything make sure to set aside three to six months of your salary aside. Why?

Firstly- you can feel assured should anything/ worst happen - you need to take significant repairs whether it is your car/house or maybe even loss of job - there is fund readily available to help you whilst you deal with your shortcomings. 

Secondly - it provides you with time to make the right decisions about additional savings. For example, money invested in stock market will fluctuate up and down. Hence always invest with spare/additional savings. When you build funds on deposit means, you can begin to consider long term investment without much worry that you might need to take out during market volatility. 

Public Mutual declares dividend for 8 funds

Gross distributions declared RM98 million for eight funds for the financial year ended 30 November 2011.

Public Select Alpha-30 Fund
2.50 sen per unit

Public Far-East Alpha-30 Fund

0.25 sen per unit

Public Far-East Dividend Fund

0.50 sen per unit

Public Islamic Sector Select Fund

2.00 sen per unit

Public Islamic Alpha-40 Growth Fund

0.75 sen per unit

Public Islamic Asia Leaders Equity Fund

0.75 sen per unit

Public Islamic Balanced Fund

1.00 sen per unit

Public Islamic Infrastructure Bond Fund

 2.50 sen per unit

Inflation...

The former paradigm
a penny save is a penny earned !
New paradigm
a penny saved is a penny lost to inflation

Bidding for SP Setia

PNB eyeing SP Setia?